A personal account is subject to the limits of the Payments Services Act.
A business account has higher limits. Please refer to the following tables for more details:
The following per transaction limits apply to the StraitsX Business account:
| Limits / transaction | Deposit | Withdrawal |
| SGD | 200,000 SGD | 200,000 SGD |
| XSGD | Unlimited | 200,000 XSGD |
| IDR | IDR 2,000,000,000 | IDR 2,000,000,000 |
| XIDR | Unlimited | 20,000,000,000 XIDR |
The following daily limits apply to the StraitsX Business account:
| Limits / transaction | Deposit | Withdrawal |
| SGD | Unlimited | 1,000,000 SGD |
| XSGD | Unlimited | Unlimited |
| IDR | Unlimited | Unlimited |
| XIDR | Unlimited | Unlimited |